Ramadan 15 1439AH

1) In Islam we call Jonh the Baptist ______ and Jonah _________?

2) Bismikallahumo Amutu Wa Ahaya. Allahumo ini au'zubika mina l khubus wal khabaahis.  When are we encouraged to say the above prayers?

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Ramadan 14 1439AH

1) How many Bismillah.... can be found in the Holy Qur'an. Give us another name for Al-Qur'an?

2) List four Characteristics of an Hypocrite according to the Prophet?

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Ramadan 13 1439AH

1) How many Surah and Ayah do we have in the Holy Qur'an?

2) Prophet Muhammad named 2 Sahabas as his neighbor in Jannah, who are the Sahabas?

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Ramadan 12 1439AH

1) List the book sent to Mankind by Allah and the Prophets that were given?

2) Who is the first female Matayr and she was killed by _________?

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Ruling on dealing in currencies in the FOREX system and paying fees for delaying the deal

Is it permissible to deal in currencies in the foreign exchange market (forex) over the Internet? What is your opinion regarding the issue of tabiyeet (stipulating interest for not using the deal at the same day)? What is also your opinion about the clearing process which is to delay submitting one to two days after the contract ends.

Praise be to Allaah.

It is permissible to deal in currencies if the deal is done hand to hand and the transaction is free of conditions that stipulate riba, such as the stipulation of fees for delaying the deal, which is interest that is charged to the investor if he does not take a decision concerning the deal on the same day. 

With regard to hand to hand exchange, this has been discussed in the answer to question no. 72210. 

With regard to the fees for delaying the deal and trading in margins, a statement has been issued by the Islamic Fiqh Council concerning this, which says the following: 

Praise be to Allaah alone and blessings and peace be upon the one after whom there is no Prophet, our master and Prophet Muhammad, and upon his family and companions. To proceed: 

The Islamic Fiqh Council of the Muslim World League, in its eighteenth session that was held in Makkah al-Mukarramah from 10 to 14/3/1427 AH (8 to 12 April 2006 CE), has examined the issue of trading in margins, which means that the customer pays a small amount of the value of what he wants to buy, which is called a “margin”, and the agent (the bank or otherwise) pays the rest as a loan, provided that the purchase contract remains in the name of the agent as a pledge for the money that was loaned.  

After listening to the research that has been submitted and the detailed discussion on this topic, the opinion of the council is that this transaction involves the following: 

1 – Dealing in buying and selling for the purpose of profit, and this dealing is usually done in major currencies or financial certificates (shares and bonds) or some types of products, and it may include trade in options, futures and the indexes of major markets. 

2 – Loans, which refers to the money given by the agent to the customer directly if the agent is a bank, or via a third party if the agent is not a bank. 

3 – Riba, which occurs in this transaction in the form of fees for delaying the deal. This is interest that is charged to the purchaser if he does not make a decision on the same day, and which may be a percentage of the loan or a set amount. 

4 – Commission, which is the money that the agent gets as a result of the investor’s (customer’s) dealing through him, and it is an agreed-upon percentage of the value of the sale or purchase. 

5 – The pledge, which is a commitment signed by the customer agreeing to leave the contract with the agent as a pledge for a loan, giving him the right to sell these contracts and take back the loan if the customer’s losses reach a specific percentage of the margin, unless the customer increases the pledge in order to compensate for a drop in the price of the product. 

The Committee believes that this transaction is not permissible according to sharee’ah for the following reasons: 

Firstly: It involves obvious riba, which is represented by the addition to the amount of the loan which is called “paying fees for delaying the deal”. This is a kind of haraam riba. Allaah says (interpretation of the meaning):  

“O you who believe! Fear Allaah and give up what remains (due to you) from Ribaa (from now onward) if you are (really) believers.

279. And if you do not do it, then take a notice of war from Allaah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums)”

[al-Baqarah 2:278-279] 

Secondly: The agent stipulates that the customer must deal through him, which leads to combining both giving a loan for something in return and paying commission, which is akin to combining giving a loan and selling at the same time, which is forbidden in sharee’ah because the Messenger (peace and blessings of Allaah be upon him) said: “It is not permissible to give a loan and sell at the same time…” The hadeeth was narrated by Abu Dawood (3/384) and al-Tirmidhi (3/526), who said it is a hasan saheeh hadeeth. In this case he has benefited from his loan, and the fuqaha’ are unanimously agreed that every loan that brings a benefit is haraam riba.

Thirdly: Dealings that are done in this manner in the global markets usually involve many contracts that are haraam according to sharee’ah, such as: 

1-    Dealing in bonds, which comes under the heading of riba which is haraam. This was stated in a resolution of the Islamic Fiqh Council in Jeddah, no. 60, in its sixth session.

2-    Dealing indiscriminately in company shares. The fourth statement of the Islamic Fiqh Council of the Muslim World League in its fourteenth session in 1415 AH stated that it is haraam to deal in the shares of companies whose main purposes are haraam, or some of their dealings involve riba.

3-    Selling currencies is usually done without the hand to hand exchange which makes them permissible according to sharee’ah.

4-    Dealing in options and futures. A resolution of the Islamic Fiqh Council in Jeddah no. (63), in its sixth session, stated that options are not permissible according to sharee’ah, because the object of dealing in these contracts is not money or services or a financial obligation which it is permissible to exchange. The same applies to futures and trading in indexes.

5-    In some cases the agent is selling something that he does not possess, and selling what one does not possess is forbidden in sharee’ah.  

Fourthly: This transaction involves economic harm to the parties involved, especially the customer (investor), and to the economy of the society in general, because it is based on borrowing to excess and taking risks. Such matters usually involve cheating, misleading people, rumours, hoarding, artificial inflation of prices and rapid and strong fluctuation of prices, with the aim of getting rich quickly and acquiring the savings of others in unlawful ways. Hence it comes under the heading of consuming people’s wealth unlawfully, in addition to diverting wealth in society from real, fruitful economic activity to this type of risk that has no economic advantage, and it may lead to severe economic turmoil that will cause great loss and harm in society. 

The Council advises financial institutions to follow the ways of finance that are prescribed in sharee’ah and that do not involve riba and the like, and do not have harmful economic effects on their customers or on the economy in general, like shar’i partnerships and the like. And Allaah is the Source of strength. 

May Allaah send blessings and peace upon our Prophet Muhammad and all his family and companions. End quote from Majallat al-Majma’ al-Fiqh al-Islami, issue no. 22, p. 229. 

We ask Allaah to guide us and you. 

And Allaah knows best.

Ramadan 11 1439AH

1) _____ is the child of Allah by Yahudh and ______ is the child of Allah by Nasorah. Q___vs___ if any?

2) Name, the year he died and who killed him(The second Khalifah of the Noble Prophet)?

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Ramadan 10 1439AH

1) The first battle lost by the Muslims is ______, in one word, what caused the lost?

2) Who is the hero among the Kufar that gave them the victory at the battle named above, what's his laqob(nickname) of the hero after he embraced islam?

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Ramadan 9 1439AH

1) We are encouraged to say _____ when we plan to do something in the future. Almighty Allah says _____ when he wants something to happen?

2) The verse in the Holy Qur'an where you see 2 Allah side by side(AllahAllah). Q____vs____?

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The virtue of giving iftaar to one who is fasting

Praise be to Allaah.  

It was narrated that Zayd ibn Khaalid al-Juhani said: The Messenger of Allaah (peace and blessings of Allaah be upon him) said: “Whoever gives iftaar to one who is fasting will have a reward like his, without that detracting from the reward of the fasting person in the slightest.”  

Narrated by al-Tirmidhi, 807; Ibn Maajah, 1746. Classed as saheeh by Ibn Hibaan, 8/216 and by al-Albaani in Saheeh al-Jaami, 6415. 

Shaykh al-Islam [Ibn Taymiyah] said: What is meant by giving him iftaar is giving him enough to satisfy him. Al-Ikhtiyaaraat, p. 194 

The righteous salaf were keen to provide food for others and they thought that this was one of the best of righteous deeds. 

One of the salaf said:  For me to invite ten of my companions and feed them food that they like is dearer to me than freeing ten of the sons of Ismaa’eel from slavery. 

Many of the salaf used to give up their iftaar for others, such as ‘Abd-Allaah ibn Umar (may Allaah be pleased with him), Dawood al-Taa’i, Maalik ibn Dinar and Ahmad ibn Hanbal. Ibn ‘Umar used only to break his fast with orphans and the poor and needy. 

There were among the salaf those who used to offer food to their brothers whilst fasting, and they would sit and serve them, such as al-Hasan and Ibn al-Mubaarak. 

Abu al-Siwaar al-‘Adawi said: Men from the tribe of Banu ‘Adiyy used to pray in this mosque and not one of them would break his fast on his own; if they found someone to join them they would eat with him, otherwise they would take their food out to the mosque and eat with the people, and the people would eat with them. 

From the ‘ibaadah of providing food for people stem many other acts of worship such as creating love and friendship towards those who are given the food, which is a means of entering Paradise, as the Prophet (peace and blessings of Allaah be upon him) said: “You will not enter Paradise until you truly believe, and you will not truly believe until you love one another.” Narrated by Muslim, 54. It also fosters the practice of sitting with righteous people and seeking reward by helping them to do acts of worship for which they gain strength by eating your food.

Ramadan 8 1439AH

1) A word for each, the first and sencond Hadith of AnNawawi is about what?.  ?

2) Prophet Muhammad said fear the Hell and do Sodaqoh ...(omitted intentionally )... If you don't have power then ____________?

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He drank after the adhaan thinking that dawn had not yet come

I was sleeping and I did not hear the adhaan of Fajr, and the alarm clock was running slow. After I had drunk a cup of water the iqaamah for prayer was given. What should I do? Please advise me, may Allaah reward you.


Praise be to Allaah.  

The correct scholarly view is that whoever eats thinking that Fajr (dawn) has not yet come, then finds out that it had in fact come, does not have to do anything, because he was unaware of the time, so he is excused. 

Shaykh Ibn ‘Uthaymeen (may Allaah have mercy on him) said: If a fasting person eats or drinks anything that breaks the fast out of ignorance, then his fast is still valid, whether he was unaware of the time, or unaware of the ruling, such as a man who gets up at the end of the night, and thinks that dawn has not yet come, so he eats and drinks, then he finds out that dawn had in fact come – his fast is still valid because he was unaware of the time. An example of one who is not aware of the ruling is a fasting person who has cupping done and does not know that cupping invalidates the fast, so we say to him: your fast is still valid. The evidence for that is the words of Allaah (interpretation of the meaning): 

“Our Lord! Punish us not if we forget or fall into error, our Lord! Lay not on us a burden like that which You did lay on those before us (Jews and Christians); our Lord! Put not on us a burden greater than we have strength to bear. Pardon us and grant us forgiveness. Have mercy on us. You are our Mawlaa (Patron, Supporter and Protector) and give us victory over the disbelieving people”

[al-Baqarah 2:286] 

That is the evidence from the Qur’aan. The evidence from the Sunnah is the hadeeth of Asma’ bint Abi Bakr (may Allaah be pleased with her) which was narrated by al-Bukhaari in his Saheeh. She said: “We broke our fast on a cloudy day at the time of the Messenger of Allaah (peace and blessings of Allaah be upon him), then the sun came out.” That meant that they had broken their fast during the day, but they did not realize, because they thought that the sun had set. But the Prophet (peace and blessings of Allaah be upon him) did not tell them to make up that day; if it had been obligatory to make it up he would have told them to do so. And if he had told them to do that it would have been transmitted to us.

Ruling on saying “I am a Salafi”

Praise be to Allaah.

We can answer this question with the following points:

Each person is obliged to follow the guidance of the Messenger of Allaah (peace and blessings of Allaah be upon him) and his Companions. This is the way of Ahl al-Sunnah wa’l-Jamaa’ah and the followers of the righteous predecessors (al-salaf al-saalih). Allaah says (interpretation of the meanings):

“Say (O Muhammad): ‘This is my way; I invite unto Allaah with sure knowledge, I and whosoever follows me with sure knowledge. And Glorified and Exalted be Allaah (above all that they associate as partners with Him). And I am not of the mushrikeen (polytheists… those who worship others along with Allaah or set up rivals or partners to Allaah).” [Yoosuf 12:108]

“And whoever contradicts and opposes the Messenger (Muhammad) after the right path has been shown clearly to him, and follows other than the believers’ way, We shall keep him in the oath he has chosen, and burn him in Hell – what an evil destination!” [al-Nisa’ 4:115]

Whoever follows the way of the Messenger of Allaah (peace and blessings of Allaah be upon him) belongs to the salaf al-saalih, even if the people call him something else; by the same token, whoever goes against it and deviates from the Sunnah is an innovator, even if he claims to be a Salafi.

If a person calls himself a Salafi to express his gratitude for having been guided to this way, or to clearly distinguish himself from innovation, then this is OK and is allowed in Islam. But if he says it only for the purpose of praising himself, then this is not allowed, because Allaah says (interpretation of the meaning): “… therefore justify not yourselves…” [al-Najm 53:32 – Yusuf ‘Ali’s translation]. Similarly, it is not allowed if it is said in a spirit of tribalism or sectarianism, because such attitudes are forbidden, as is clear from the following story: Jaabir ibn ‘Abd-Allaah said: “A man from the Muhaajireen shoved a man from the Ansaar from behind, so each man’s people gathered around him, saying ‘O Muhaajireen (come and help)!’ or ‘O Ansaar (come and help)!’ News of this reached the Prophet (peace and blessings of Allaah be upon him) and he said, ‘Stop this, for it is repulsive.’ Then he said, ‘What is this call of the people of jaahiliyyah? What is this call of the people of jaahiliyyah?’” (Reported by Imaam Ahmad, 14105; the hadeeth is also to be found in al-Saheehayn). The Prophet (peace and blessings of Allaah be upon him) called it the call of the people of jaahiliyyah and described it as repulsive, even though the words “Ansaari” and “Muhaajiri” are Islamic words, the first referring to those who supported Allaah and His Messenger, and the second referring to those who left the land of kufr and migrated to Allaah and His Messenger. Why were they described in this manner? Because in this instance, the words were not used in a permissible fashion; the usage was a sectarian and political one that could have led to fighting between the two groups. The same applies to the word “Salafi”.

If the Ahl al-Sunnah and the salaf draw a line between themselves and the innovators, this is not considered to be dividing the ummah, as those who criticize the use of this word think is the case, but this distancing of oneself has to be done in accordance with the degree of bid’ah – whether it is major or minor – and should be regulated by the overall interests of the Islamic da’wah.

The Sufi claims mentioned in the question are not valid. The denunciation is not merely because of the word “Sufi”, which is a general word that may be applied to things approved of in Islam, such as asceticism (zuhd) and fear of Allaah, or it may be applied to innovations such as monasticism and extremism. Rather the denunciation is because of the various types of shirk, major and minor, that are connected with Sufism and its tareeqahs. The word Tasawwuf (Sufism) now refers to the Sufi tareeqahs and the kinds of innovations they have. Sufism – as is obvious from their books and how Sufis actually are – includes deviant ideas of kufr, such as hulool (incarnation or the belief that the Creator may be indwelling in His creation – exalted be Allaah above what they say), ittihaad (union) and wahdat al-wujood (pantheism or the unity of existence, which is the belief that the Creator and His creation are the same thing, and that everything in existence is Allaah – exalted be Allaah above what they say), and going to extremes in what they say about the awliya’, in addition to their innovations in the matter of acts of worship and awraad (du’aa’s).

The one who is seeking salvation has to work hard to gain beneficial knowledge and do righteous deeds, and he should avoid vain arguments and futile discussions in which there is no benefit.

We ask Allaah to help us and you to follow the truth and act upon it. May Allaah bless our Prophet Muhammad.

Ramadan 7 1439AH

1) what's the portion of Munafiqoon in hell. Q___vs___ ?

2) Who perfected the Deen for us. Back it up with Q___vs___?

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Ramadan 6 1439AH

1) List the pillars of Islam and give us at least a verse(Q__vs__) for each ?

2) List the pillars of Iman?

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Ramadan 5 1439AH

1) The Likeness of Issa(Jesus) before God is the Likeness of _____, use Q___vs___ to back it up ?

2) The first battle between the Muslims and the unbelievers of Makkah is ____? The first battle won by the Muslims against the unbelievers is _____ ?

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Ramadan 4 1439AH

1) Names and Laqob(Nickmane) of the 4 rightly guided Khalifas ?

2) Eid-l-adha/kabir is on which day of the Hijri Calendar? Name the month before and after Ramadan?

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Ramadan 3 1439AH

1) We are encouraged to say _______ when afflicted with calamity. Evidence in Quran___vs____ ?

2) The movement/Journey of the Prophet and his Sahabas from Makkah to Madinah is called? What is the unique name given to the Muslims that helped the Prophet in Madinah?

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Ramadan 2 1439AH

1) Almighty Allah informed the Angels about the creation of Man in Quran___vs___. What's the attitude displayed by shayton that made him earn the Anger of Allah ?

2) What's the longest Surah and Ayah in the Holy Qur'an?

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Ramadan 1 1439AH

1) Suratul Fathia has how many verses. Give us the translation of the first verse of suratul Fathia?

2) As-Saum(the fasting) is prescribed for us in  Quran ___vs____ . What's the expected result of the prescription ?

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